North Carolina Medicare Supplement and Long-Term Care Agent 2025 – 400 Free Practice Questions to Pass the Exam

The correct choice is the Medicare Advantage Plan. This type of plan, also known as Medicare Part C, is specifically designed to provide beneficiaries with an alternative way to receive their Medicare benefits. In a Medicare Advantage Plan, individuals can receive coverage that encompasses both Medicare Part A (hospital insurance) and Part B (medical insurance) services, often with additional benefits such as vision, dental, and wellness programs.

Stand-alone prescription drug plans (PDPs) primarily focus on providing prescription drug coverage and do not include coverage for hospital or medical services. Medicaid Waiver Programs are tailored to assist certain individuals with specific needs, such as those requiring long-term care, but they are not directly related to Medicare coverage. Long-Term Care Insurance is intended to cover services and support for individuals with chronic illnesses or disabilities but does not provide coverage for Medicare's hospital and medical components.

Keeping this in mind helps clarify why the Medicare Advantage Plan is the appropriate answer, as it integrates and enhances the coverage provided by Medicare Parts A and B.